Fastpay Online Banking is a division of MidFirst Bank, and with assets of $40.4 billion, MidFirst is the largest privately owned bank in the nation.

After account opening, transfers initiated through the Fastpay Online Banking External Transfer Service are limited to $25,000 per day and $100,000 per month. Fastpay Online Banking doesn't limit the amount of incoming and outgoing ACH Transfers initiated by a third-party transfer service or another financial institution, but such transfers are subject to the Funds Availability Policy in your Account Agreement and under applicable law. Fastpay Online Banking also allows customers to make deposits into their account by mailing a check (there is no pre-established limit for checks sent through the mail), depositing a check through the Mobile Deposit Service (limited to $100,000 per day and $250,000 per month) available in the Fastpay Online Banking Mobile App or by incoming wire transfer (there is no pre-established limit for wire transfers). Please note that per the Fastpay Online Banking Account Agreement, the maximum deposit balance allowed for a Vio relationship is $2.5 million.

Transfer money via ACH initiated by Fastpay Online Banking: You can initiate transfers with linked external bank accounts through your Fastpay Online Banking online and mobile banking. External transfers may take up to five business days to process. If you have not yet set up external bank accounts in Vio: 1. Make sure you're enrolled in Online Banking. 2. Go to the Pay and Transfer tab and select 'Manage external transfer accounts' located under 'External transfers' tab. 3. Click the 'add an external transfer account' link and follow the instructions. 4. Within three business days, we'll send two small deposits of less than $1 to the bank account you provided. Transfer money via ACH initiated by another bank: • Use your bank's ACH transfer feature (commonly called External Transfer) • You will need your Vio account number • Use routing number 303087995 for Fastpay Online Banking

It is Fastpay Online Banking's policy to require notarized forms when making changes to or performing transactions on your account to help ensure it is you requesting the change and not a fraudulent attempt to access or update your account.

The Fastpay Online Banking routing number is 303087995. This routing number is also registered to MidFirst Bank since Fastpay Online Banking is a division of MidFirst Bank. You may view your whole account number by logging into your Online Banking through a desktop. Click the deposit account you wish to view, then click the Account Information tab, and click or hover over the Show icon to see your full account number.

As listed in the Fastpay Online Banking Account Agreement, the maximum balance allowed for Vio is $2.5 million.

Yes, you may add a POD beneficiary to your Fastpay Online Banking account by completing the Request to Add or Remove a POD (Payable on Death) Beneficiary form. Once you have the completed form signed and notarized, you may submit the form to Fastpay Online Banking via email to fastpayler@gmail.com, fax to 405.840.0862 or mail to P.O. Box 76149, Oklahoma City, Oklahoma 73147.

Fastpay Online Banking will typically place a hold on deposits for five business days, although some circumstances may necessitate a longer hold to ensure good funds and the safety of your account. During that period, you will see your deposit within Vio Online/Mobile Banking, but you won't be able to transfer it out until the period ends. You will earn the full amount of interest for those days regardless of the length of the hold.

As long as you have sufficient funds in your sending account, internal transfers between two Vio accounts are processed immediately. External transfers may take up to five business days to process.

There are no monthly service fees on your Vio savings, money market savings or CD accounts. There may be fees associated with service requests; please see the fee schedule for a full list of fees.