| Term | Interest Rate | APY¹ | Action |
|---|---|---|---|
| 6 Month | 4.02% | 4.10% | |
| 9 Month | 4.02% | 4.10% | |
| 12 Month | 3.92% | 4.00% | |
| 18 Month | 3.73% | 3.80% | |
| 24 Month | 3.44% | 3.50% | |
| 36 Month | 3.44% | 3.50% | |
| 48 Month | 2.71% | 2.75% | |
| 60 Month | 2.71% | 2.75% | |
| 84 Month | 2.71% | 2.75% | |
| 120 Month | 2.71% | 2.75% |
Benefits of a Fastpay Online Banking Online CD
- Earning power of investing your money at a guaranteed rate of return¹
- We regularly monitor the competition, and our rates are some of the best in the nation²
- Interest is compounded daily, growing your money fast
- Your money is FDIC insured up to $250,000³
- FDIC insurance information available at fdic.gov/bankfind
- Terms ranging from 6 months to 10 years, and only $500 minimum to open
About CDs
What is a CD?
A type of investment that pays at a set rate of interest over a particular time period (term).
What are some uses for CDs?
- Retirement — CDs are ideal for retirement savings because they give you a guaranteed rate of return on your money, so you know exactly what you're getting and when.
- Investing — CDs are also great for low maintenance investing. You can use a "set it and forget it" style of investing without having to monitor them on a regular basis like you might otherwise have to with stocks or other variable investments.
Start Saving Today
Apply online in less than five minutes. You'll just need your Social Security number, driver's license and mailing address.
OPEN A CD ACCOUNTNeed to talk?
You can speak with one of our friendly customer service representatives by calling us at 888.999.9170:
- Monday - Friday, 7:00 a.m. - 9:00 p.m. (CT)
- Saturday, 8:00 a.m. - 6:00 p.m. (CT)
- Sunday, 12:00 p.m. - 4:00 p.m. (CT)
1Rates and Annual Percentage Yields (APY) are subject to change without notice and are effective as of 06/19/2025. No brokered or institutional deposits. Fees may reduce earnings on the account. Penalty may be imposed for early CD withdrawal. See the CD Disclosure for more details.
2Competitive rate information provided by Informa Research Services. Informa Research Services, www.informars.com, has obtained the data from the various financial institutions that it tracks and its accuracy cannot be guaranteed.
3Fastpay Online Banking CDs, and Fastpay Online Banking deposits are considered FDIC insured.